Tag Archive: England

You can make your kids beds look beautiful and dreamy if you select the right kids furniture and place it well in your kids room. You may find plenty of online furniture shops offering safe, long lasting and comfortable kids furniture at reasonable prices, some offering unknown kids furniture and some offering known brand names. In my humble suggestion you should only consider branded, top-quality and sturdy kids furniture. This will allow your kids to be safe and comfortable, so look for a quality manufacturer before you buy. Well known furniture brands are slightly high in price but when it comes to comfort of our own kids, the small price difference can be set aside. To find out best option for your kids simply pick up the phone and give the online retail store a ring, ask them the questions you may have in your mind related to item you are interested in.

Kids furniture comes in a variety of styles and designs and some times it is very difficult for you to select the right furniture for your kid as you might think that you need all the items available at furniture shop. Kids furniture indicate that your baby is already tall enough and cannot fit in a baby cot and now he/she needs kids bed.

If you are looking to buy kids furniture you should consider and check few things. Like other purchases, your budget plays the main role in kids furnitures selection. Bright colours and modern designs of kids furniture really complement your kids personality, so try to keep this in mind while deciding on kids furniture.

Themed kids furniture is very popular now-a-days. Matching kids furniture is very much recommended. You need to match bed, nightstand, bookshelf and dresser. One more thing you should bear in mind is that your kids room should not look congested as children really don’t need too much furniture and like to have plenty space for play.

Chartley Bedrooms, a leading online kids furniture shop, offer huge collection of kids furniture that includes beds, wardrobes, desks, chest, bedsides, toyboxes, bookcases, accessories, radiator covers and room sets for both boys and girls, all you need to decorate your kids room. ChartleyBedrooms.co.uk is UKs leading kids furniture store and committed to provide:-

1. Expert Product Advice
2. Huge Product Selection Range
3. Free Delivery
4. Value for Money

Chartley Bedrooms is a flourishing firm, recognised widely throughout the South of England for its high quality, individual, practical yet pretty pieces. You’re sure to find something you like among our range of stunning childrens bedroom furniture. Choose from dozens of available designs or bring us your ideas. Natural wood or painted, Chartley’s range of adult bedroom handpainted furniture has something for everyone.

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Are new tracker mortgages good or bad

November 8th, 2014 / Tags: , / categories: Mortgages /

Over the last few months and again today I’ve seen new tracker mortgages being pushed by lenders here in the UK and it got me thinking about the current mortgage market and if these products are a good or bad thing if I had to remortgage right now?

I’ll use an example of a 2 year base rate tracker mortgage, this is an actual mortgage on offer in the UK but I won’t say which lender it is. The interest rate tracks the Bank of England base rate (at the moment this is 5 per cent) and you pay +0.98 per cent on top. So if you took out this mortgage today you’d be paying 5.98 per cent interest.

CUstomers can borrow up to 75 per cent of the value of their property and there is a 999 arrangement fee, which is fairly cheap in comparison with other fees around.

Firstly I must say it’s good to see a fairly competitive interest rate with the added benefit of a reasonable product arrangement fee. I say ‘reasonable’; personally I think mortgage fees are a rip off becuase the lender is providing mortgages to people every day, at the very least I think there should be a cap on mortgage fees. However, in today’s market a fee under 1,000 is a good start.

It’s also quite a warning sign for me that all the tracker mortgages seem to have competitive interest rates and low fees at the moment, compared to fixed rate mortgages. I say this because industry experts are predicting interest rate rises in the coming months, on-one knows when exactly of course but I’d say interest rates will rise again before the end of 2008.

This means that everyone taking out a tracker mortgage now will end up with higher monthly payments by the end of the year. It seems like lenders may be trying to attract new customers with the low fees and relatively low interest rates of a tracker mortgage rather than a fixed rate mortgage. No wonder the fees and interest rates of fixed rate mortgages are increasing – lenders don’t want people to take out these products so they’re pricing consumers out.

One thing is for sure though, everyone has a choice when it comes to mortgages.

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The history of Garden Gnomes Statues has it’s start in folklore and fantasy. Long before the first gnome appeared in that first English Garden in the 1800s these little people were the subject of various stories that were told and retold.

It seems that according to legend gnomes lived underground where they would protect various buried treasures. Of course they sometimes did appear above ground and having a gnome visit your property was thought to be extremely good luck. So, as the story goes a landowner in England decided to purchase a statue of a gnome and put it in his garden for good luck. This first charming little fellow struck a cord with other property owners and soon these little people were popping up all over. Many of these original garden gnome statues were handmade of clay and so each had their own distinct personality which made them all the more appealing to those who sought the luck of these little fellows.

While the gnomes in the stories were never described in any great detail, the garden gnome took on a distinct look. The male gnomes all had white beards, red hats, and simple clothing. The women were dressed pretty much the same, with long hair and they originally looked very much like a witch.

Then along came the 1960s and the manufacturing of cheap plastics which resulted in the mass production of rather bright colored and garish looking garden gnomes. For awhile, these cheap imitations were popular, but they soon died out as those who owned original gnomes found these cheaply made plastic creatures something of an affront to the statutes of old.

However, with the advancement of technology and new resins hitting the market, the manufacturing of garden gnomes once again began to take on a more polished and appealing look. However, these newer garden gnome statues do not simply sit or stand around in the garden but, seem to be quite active. While some hold watering cans or nap among the tomatoes or beans, others moon passerby or even take a bath in the middle of the yard.

While those who are set in their ways still turn up their noses at these newer more brightly colored little people and their various activities, a new generation of gnome lovers find these gentle little visitors a complete delight and a way to add a little color, personality, luck and whimsy to their yard and garden.

With the resurgence of their popularity these little fellows are popping up in all sorts of interesting places. You might find one sleeping in a hammock, peeking from behind a tree or simply sitting on a rock reading the latest adventure or fairy tale. Wherever you find them and whatever they may be doing these little garden gnomes are sure to bring a delightful smile to your face and a lot of charm to outdoor decor. And who knows, they just might bring you a bit of luck as well.